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Posts Tagged ‘Motor Insurance’

Driving Abroad

December 27th, 2008
David Collins asked:


With fly-drive holidays still as popular as ever, thousands of us take to the continent each year – whether in our own cars or through a hire company.

The idea of taking your own vehicle on holiday seems a tempting idea – particularly if you’re looking to travel to Europe. And with the option of taking the ferry or the train to the continent, travelling by car is a popular choice for many holidaymakers.

And why not? You’re used to the feeling of driving your own vehicle, knowing how it responds to certain situations, as well as having a rough idea of the fuel consumption.

But be careful, for it is important to get your car insurance sorted before you embark on such a trip. Many holidaymakers find themselves facing difficulties in the event of an accident abroad – due mainly to the fact that their policy wouldn’t cover them during their holiday.

It is useful to obtain an International Motor Insurance Certificate – also known as a Green Card - before you travel. But it is important to sort out your car insurance before taking your vehicle abroad, as well as taking time to research practices and regulations for the countries you intend to visit.

For example, not carrying a red warning triangle in your car is illegal in some countries, and each will have its own set of rules and penalties with regards to drink driving. Be sure to carry personal identification, such as a passport, with you during your trip and carry it with you at all times – also ensure that you have your insurance certificate and vehicle registration documents on hand should anything happen.

It’s always best to do a little research before embarking on a trip and plan your journey as far in advance as possible in order to help prepare you should anything happen.

It is also essential to carry out some basic car maintenance before your journey, ensuring that your oil and water is topped up and that your brakes and tyres are in a suitable condition for the journey.

Most insurers will charge an extra premium to allow you to take your vehicle overseas, whilst some have limits as to which countries you can drive in. But with a wide variety of cheap car insurance available, it’s best to consider your options before you travel – ensuring that you take out a policy that is fully comprehensive, while some will offer a repatriation service for a small fee – allowing for the vehicle to receive repairs back home in the UK.

If your current policy doesn’t offer cover for driving overseas, consider searching for a car insurance quote that offers overseas cover at no extra cost.



Dennis

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Car Hire: Top Tips for Driving in France

August 27th, 2008
Liam G asked:


Driving in France can be an equally daunting and pleasurable experience, depending greatly on the location.

Whether you find yourself cruising down the endless country roads or flying around Nice or Paris during rush hour, it’s vital that you’re clued up on a number of factors.

To begin with the minimum driving age is 18 and insurance coverage isn’t usually a problem as any motorists who have motor insurance within the UK will automatically have third party cover in France.

It’s important to ensure that the tank is always kept relatively full as finding a petrol station in the country can be difficult. Also, a great deal of stations close at 6 pm and on Sundays.

It is a legal requirement to have all of the cars paperwork and a valid driving licence to hand when driving in France, as it must be produced if stopped and requested by the police. When hiring, a passport is also required.

Hiring a car in France is generally quite easy, with a number of large car hire firms having a well established network of outlets throughout the country. This means it’s often possible to pick up a car at one location, and drop it off at another – making cross country travel a breeze.

Once on the road, there a few important things to remember

Its compulsory to stop at STOP signs, failure to do so can result in a fine

Fines for drink driving and speeding are both large and instant

Clamping within “pay and display” areas is becoming increasingly common for motorists that fail to pay

Last but not least, don’t forget to drive on the right!



Cory

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